A comprehensive digital payment platform for merchants.

Provides real-time payment processing through multiple methods: Debit/Credit Cards, Net Banking, and UPI.

Ensures secure, reliable, and user-friendly integration for seamless transactions.

Feature	Customer Benefits	Merchant Benefits
Multiple Payment Options	Debit cards Credit cards UPI Net banking	Increased revenue through diverse payment modes
Convenience	Available 24/7 for secure transactions	Cost-effective by reducing dependency on physical payment systems
Cashback Offers	Attracts customer loyalty during promotional periods	N/A
Automated Reconciliation	– N/A	Daily and real-time reporting for efficient management

Timeline	Description
Transaction Date (T)	The day the transaction is initiated.
T+1 Day	Funds settled in merchant accounts for most payment methods.
T+2 Days	Funds settled for certain payment networks or banks with additional processing requirements.
T+3 Days	Refunds processed for customer requests.
T+5 to T+7 Days	Disputes or chargebacks resolved based on complexity.

Cashback:
- Instant cashback during promotional periods.
- Periodic cashback cycles (e.g., T+30 days for campaign-based offers).
Charges:
- Transaction Fee: Varies based on the payment method and transaction volume.
- Setup Cost: One-time fee for merchants to integrate the gateway.

Target Customer Segment	Description
E-commerce	Suitable for large online marketplaces and small-to-medium enterprises (SMEs).
Educational Institutions	Supports online fee payments for students and parents.
Utility Services	Provides payment solutions for electricity, water, and tax payments.
Government Services	Integration for tax collection and various public services.

Expanding E-commerce:
- Increasing digital adoption fuels the demand for online payments.
Global Reach:
- Potential for cross-border payment solutions.
Collaboration:
- Partnerships with large enterprises and public organizations.

eGateway