- Part of the “One Nation One Card” initiative.
- Developed for seamless, inter-operable usage across India for transport, retail, and banking transactions.
- Affiliated with the RuPay network of NPCI.
Key Features
Wide Usability:
- Accepted for travel (metro, bus, train), parking, retail shopping, online transactions, and cash withdrawals via ATMs.
- Supports both online and offline transactions.
Card Details:
- RuPay Platinum EMV Chip Contactless Card.
- Immediate activation, ready for real-time use.
- Valid for up to 3 years from the issuance or as per card expiry.
Reloadable Wallets:
| Wallet Type | Maximum Balance | Transaction Limit |
|---|---|---|
| Online Wallet | ₹1,00,000 | N/A |
| Offline Wallet | ₹2,000 | ₹500 per transaction, up to 4 per day |
Transactions:
- Contactless transactions up to ₹5,000 per transaction (no PIN required).
- Accepted at POS terminals, ATMs, and e-commerce platforms.
Notifications:
- SMS notifications for all transactions on the registered mobile number.